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Personal and company expenses

Your finances in focus.

Track income and expenses, manage accounts and follow what you owe or are owed. Start in Personal mode and enable Personal + business when you need VAT and reimbursements.

Try it free for 30 daysSee the demo

30-day trial for eligible accounts. Subscription starts through Stripe; cancel before the trial ends to avoid the plan charge.

Actual Cafine summary screen: sample balance, income, expenses and spending by category.
Actual Cafine transaction list with accounts, categories and amounts.
Real app screens · sample data · English interface

Personal + business

Two modes to suit your needs.

VAT per transaction

In Personal + business mode.

Reimbursements

Record repayments and track balances.

Budgets + debts

Limits, balances and due dates.

Multiple currencies

Amounts kept separate by currency.

Actual Cafine settings screen, including account and category management.

ACCOUNTS AND TRANSFERS

Your accounts. Your records.

Create your accounts, enter their opening balances and record your transactions. Keep personal and company money organized, with balances in each account’s currency.

  • Personal and company accounts
  • Balances in each account’s currency
  • Transfers recorded separately from spending
  • Two amounts for cross-currency transfers

ANALYSIS AND HISTORY

See where your money goes.

Explore income and expenses by category, account and period. Compare months and follow your history, with separate totals for each currency.

  • Monthly history and period comparisons
  • Custom categories
  • Notes and receipt images
  • Transaction search and filters
Actual Cafine analysis screen with period and account filters and separate currency totals.
Actual Cafine planning screen showing budgets, debts and the amount available to spend.

BUDGETS BY CATEGORY

Set limits. Follow your spending.

Set monthly limits by category and currency. Planning shows what you have spent, what remains and upcoming subscription charges.

  • Monthly limits by category and currency
  • Visual warnings near or over a limit
  • Optional carryover of unused budget
  • Debts with partial payments and due dates

MULTIPLE CURRENCIES

The currency you paid. The rate you choose.

Record the original amount and its equivalent in your main currency. Request the transaction date’s rate when available, or enter the amount yourself to match your bank. Balances and analysis totals stay separate by currency.

€

120,00EUR

$

198,45AUD

$

85,00USD

For business

Personal when you want. Business when you need.

New accounts start in Personal mode, with a single amount field. Switch to Personal + business in Settings → General to add net amount, VAT, transaction scope and reimbursements. Existing records stay unchanged.

VAT in Personal + business mode

Record the net amount, VAT and total on each transaction when Personal + business mode is enabled.

Reimbursable expenses

Flag what you're owed, record the repayment when it lands, and keep what's still outstanding in plain sight.

Subscriptions and recurring income

Payments and receipts that come round again, with their status and the next renewal date on show.

Debts

What you owe and what you're owed, with part payments and the balance still to settle.

iPhone Shortcut

Install and configure the Shortcut to record transactions from your home screen. The Shortcut interface is in English.

Optional Airtable export

Connect your Airtable account and choose a destination to export your transactions. Export is one-way; it does not synchronize edits back to Cafine.

LESS GUESSWORK. MORE CLARITY.

Watch it work before you hand over an email address

Explore accounts, sample transactions and analysis without signing up. Changes last only for the demo session. Receipt uploads, external integrations and live exchange rates are not available in the demo.

See the demoNo account, no email address, nothing saved.
Actual Cafine subscriptions screen with contract status, amounts and renewal dates.

FAQ

A little more clarity.

Can I try Cafine before signing up?

Yes. The interactive demo lets you explore the app with sample data, without an account or email address. Nothing you enter in the demo is saved.

Does Cafine connect to my bank?

You create accounts and record transactions yourself. Cafine does not currently synchronize bank transactions automatically.

Can I use it for personal and business expenses?

Yes. Personal mode is the default. Enable Personal + business in Settings → General for VAT, transaction scope and reimbursements, without changing existing records.

Do I need to download an app?

Cafine works in your mobile or desktop browser and can be added to your home screen. An iPhone Shortcut is available to install and configure for recording transactions; its interface is in English.

What happens after the trial?

Eligible accounts get a 30-day trial when starting a subscription through Stripe. After the trial, the selected plan is charged unless you cancel beforehand. An account that has already used its trial does not get another.

Put your everyday finances in order.

30-day trial for eligible accounts. Subscription starts through Stripe; cancel before the trial ends to avoid the plan charge.

Try it free for 30 days